WimsBits handy stuff savings bank

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handy stuff bank

Some handy, cheap & good stuff savings banks are shown here. They are adequate solid and have a good interest rate to offer. Have a look for yourself, at these banks, for a good interest rate on your savings.

Some likely interesting web bank links:

Akbank T.A.S. (retail) bank

Akbank T.A.S., Fitch's long-term foreign currency (FC) issuer default rating (IDR): Nov. 4, 2009: BB
Akbank T.A.S., Fitch's Euro-bond issue rating: July 23, 2010: BBB-
Akbank T.A.S., Moody's credit rating: April 3, 2009: B1
Akbank T.A.S., Moody's long-term foreign currency deposit rating: Jan. 8, 2010: Ba3
Akbank T.A.S., Moody's baseline credit assessment rating (BCA): May 10, 2010: Baa1
Akbank T.A.S., Standard & Poor's rating: Oct. 23, 2006: BB-pi
Akbank T.A.S., Standard & Poor's rating: July 15, 2008: withdrawn

Amsterdam Trade (savings) bank

Alfa Bank, Fitch's long-term issuer default rating: July 12, 2013: BBB-
Alfa Bank, Moody's credit rating: April 3, 2009: Ba1
Alfa Bank, Moody's long-term debt and deposit rating: July 03, 2014: Ba1
Alfa Bank, Moody's standalone baseline credit assessment rating: July 03, 2014: ba2
Alfa Bank, Standard & Poor's long-term counter party credit rating: Dec. 21, 2006: BB
Alfa Bank, Standard & Poor's long-term counter party credit rating: May 23, 2008: BB
Alfa Bank, Standard & Poor's long-term counter party credit rating: Dec. 19, 2008: BB-
Alfa Bank, Standard & Poor's rating: Sep. 11, 2009: B+
Alfa Bank, Standard & Poor's financial profile long-term rating: June 16, 2010: B+
Alfa Bank, Standard & Poor's long-term counter-party issuer credit rating: March 11, 2011: BB-

Anadolubank A.S. (savings) bank

Anadolubank A.S., Fitch's long-term FC and LC IDRs rating: Feb. 23, 2015: BB
Anadolubank A.S., Moody's rating: Nov. 4, 2008: BB-
Anadolubank A.S., Moody's credit rating: April 3, 2009: B1
Anadolubank A.S., Moody's long-term foreign currency deposit rating: Jan. 8, 2010: Ba3
Anadolubank A.S., Moody's long-term local-currency (LC) deposit rating: Dec. 18, 2012: Ba1/Not-Prime
Anadolubank A.S., Moody's standalone credit assessment rating: Dec. 18, 2012: ba1
Anadolubank A.S., Moody's foreign-currency deposit rating: Dec. 18, 2012: Ba2/Not-Prime

Argenta Spaarbank (banking and insurance) bank

Belgium's Argenta Spaarbank, Standard & Poor's rating: July 2, 2014: A-

Garantibank International (savings) bank

Turkiye Garanti Bankasi A.S.'s, Fitch's Long-term IDR rating: July 2, 2014: BBB-
Turkiye Garanti Bank A.S.'s, Moody's long-term deposit ratings: March 20, 2014: Baa2
GarantiBank International, Moody's long-term deposit ratings: March 20, 2014: Baa2

SNS Reaal (retailspecialist) bank
SNS Bank (savings) bank

SNS Reaal (the holding company), Fitch's rating: April 12, 2010: BBB+
SNS Reaal, Fitch's long-term issuer default rating: Jan. 5, 2013: BBB+
SNS Bank, Fitch's rating: Dec. 22, 2009: A-
SNS Bank, Fitch's long-term issuer default rating: April 12, 2010: A-
SNS Bank, Fitch's long-term issuer default rating: Jan. 5, 2013: BBB+
SNS Bank, Fitch's viability rating (VR): Jan. 5, 2013: f

SNS, Moody's rating: Feb. 2, 2009: A2
SNS Reaal N.V., Moody's subordinated debt rating: April 11, 2011: Baa3
SNS Bank, Moody's rating: Feb. 12, 2009: Baa1
SNS Bank, Moody's credit rating: April 3, 2009: A2
SNS Bank N.V., Moody's dated subordinated debt rating: April 11, 2011: Baa2

SNS Reaal N.V., Standard & Poor's long-term counter party credit ratings: Dec. 7, 2009: BBB+
SNS Bank, Standard & Poor's rating: Feb. 2, 2005: A
SNS Bank, Standard & Poor's rating: Dec. 16, 2008: A
SNS Bank, Standard & Poor's rating: Dec. 16, 2012: BBB-
SNS Bank N.V., Standard & Poor's credit ratings: July 27, 2010: A-

SNS Bank and SNS Reaal, nationalised, to avoid bankruptcy, Feb. 1, 2013.

SNS REAAL N.V., Moody's subordinated debt rating: Feb. 4, 2013: C
SNS Bank N.V., Moody's dated subordinated debt rating: Feb. 4, 2013: C
SNS Bank N.V., Moody's bank financial strength rating: Feb. 4, 2013: E

SNS Reaal, Standard & Poor's ratings: June 6, 2013: from: BB+/A-3 down to: BB+/B
SNS Bank, Standard & Poor's rating: June 6, 2013: BB+/A-3

Solvency, credibility of a.o. banks is measured in a credit rating. Below Standard & Poor's, Moody's and Fitch Ratings are briefly explained.

Bank survivability table with explanation. It says whether a company is able to pay back money lend and to stay in business on the long term. According to Standard & Poor's.

Standard & Poor's bank survivability table: Standard & Poor's rating:
Very, very, very likely to be able to pay back in time and to stay in business. AAA
Very, very likely to stay in business. AA
Very likely to to stay in business. A bit more susceptible to negative economic situations. A
Likely to stay in business. Susceptible to negative economic situations, resulting in making it a bit less likely to do the above. BBB
The certainty to be able to stay in business is susceptible to negative economic situations. BB
To be able to stay in business is doubtful in negative economic situations. B
To be able to stay in business is depends on positive economic situations. CCC
To be able to stay in business is very doubtful. CC  

Bank survivability table with explanation. It says whether a company is able to pay back money lend (in time) on the long term. According to Moody's.

Moody's Long-Term Bank Deposit Ratings: Moody's rating:
Banks with a very, very high credibility and the smallest risk of not being able to pay back. Aaa
Banks with a very high credibility but a bit more susceptible to risks on the long term. Aa
Banks with a high credibility; but some small risks not to be able to pay back on the long term. A
Banks with credibility; and likely, but no certainty, to be able to pay back on the long term. Baa
Banks with a doubtful credibility; no certainty to be able to pay back in time on the long term. Ba
Banks with less credibility; to be able to pay back in time is somewhat doubtful on the long term. B
Banks with a bad credibility; to be able to pay back in time is doubtful right now. Caa
Banks usually with problems to pay back in time right now. Ca
Banks usually with problems to pay back at all any time. C

Bank survivability table with explanation. It says whether a company is not able to pay back money lend on the long term. According to Fitch.

Fitch International Long-Term Credit Ratings: Fitch rating:
The smallest risk of not being able to pay back. Given only to companies being very, very able to pay back. AAA
A very small risk of not being able to pay back. Companies being very able to pay back. AA
A small risk of not being able to pay back. Companies being able to pay back. A
A small risk of not being able to pay back right now. Susceptible to negative economic situations, if this occurs, it is less likely to pay back. BBB
The risk of not being able to pay back might enlarge. Susceptible to negative economic situations, if this occurs, it is less likely to pay back. BB
Reasonable risk of not being able to keep paying back in time. To be able to pay back depends on positive economic situations. B
Risk of not being able to pay back. To be able to pay back depends on positive economic situations. CCC
Some kind of not being able to pay back is likely. CC
Not being able to pay back is unavoidably. C
Failure to pay back at all. D

See also:

globalcreditportal.com, ratingsdirect

www.fitchratings.com

sec.gov

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